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Insurance Demand Letter Response Time For Your Explosion Accident

Posted on August 27, 2021 in

Writing a “demand letter” is one of the first steps taken towards recovering compensation after an explosion accident injury. A demand letter is a document sent to the at-fault party’s insurance carrier that explains the injury victim’s side of the story, the losses they have in curd, as well as the total amount being requested as part of the settlement. After this letter is sent to the insurance carrier, there are various possible outcomes that could occur.

How Long Will it Take to Hear Back After a Demand Letter is Sent?

There is no set amount of time for how long an insurance carrier will take to respond to any demand letter you or your attorney send. In fact, nothing in federal or state law sets a deadline for insurance carrier response to demand letters.

The insurance carrier can take as long as they want to respond to a demand letter, even if it may not be in their best interest to do so. Sometimes, an insurance carrier may respond to a demand letter within a week or so, but it could take months to hear back. However, this is not mean that explosion accident victims and their attorneys have to wait for the insurance carrier to respond in order to take the next steps forward with the claim.

In a demand letter, you have the option of telling the insurance carrier that they have a specific amount of time to respond before you move forward with your claim in civil court. Please understand that settlement agreement do not happen overnight, so it would behoove explosion accident victims to wait a few weeks or even a month to hear back from the insurance carrier involved. The insurance carrier has to conduct their own investigation into the incident, prepare an estimate, and send a settlement offer or denial to you.

Factors That Influence Demand Letter Response Time

There are various factors that can influence how quickly or slowly an insurance carrier takes to respond to an explosion accident demand letter, including:

  • Whether there has been any previous communication between your side and the insurance carrier
  • The total medical bills in comparison to the insurance carrier policy limits
  • The number of medical bills and the complexity of the bills
  • Whether or not you have had any prior accidents or injury treatments (pre-existing conditions)
  • The size of the insurance carrier or the claims adjuster’s caseload
  • The limit of the insurance policy

Working With an Attorney After an Explosion Accident

If you or somebody you care about has been injured in an explosion accident caused by the careless or negligent actions of another individual, company, or contractor, you need to work with an explosion accident attorney in Houston as soon as possible. At the Doan Law Firm, we have extensive experience handling complex explosion accident cases in Texas and throughout the US. We have the resources necessary to handle every aspect of an explosion accident claim in order to help our clients recover the compensation they need. We will vigorously negotiate with insurance carriers to ensure that our clients are treated fairly. When you need an explosion accident lawyer, you can contact us for a free consultation or by calling (800) 349-0000.